|MBSB Personal Financing-i (Public Sector)||Pinjaman peribadi-i|
|Features & Benefits|
|Competitive profit rates as low as 3.40%p.a.|
|Financing Tenure up to 10 years|
|No guarantor required|
|No hidden charges.|
MBSB Personal Financing-i is a public sector personal loan product from MBSB that is Syariah compliant. This Islamic based concept personal loan is unsecured thus no guarantor and collateral is needed. Personal Financing-i is only open to Malaysia public sector servant at an attractive interest rates. Risk based pricing as low as ECOF-i – 0.20% p.a
A borrower can enjoy up to RM 300,000 financing with a maximum 10 years repayment subject to approval and applicant’s credit score.
As of public sector loan, MBSB Personal Financing-i repayment is done via auto salary deduction. Upon successful application of the loan, applicants will have to give permission for auto salary deduction. The maximum deduction would be 70% of salary. There are no hidden charges for MBSB Personal loan.
Takaful coverage is optional for this loan.
This product is only available to Malaysian public sector servants. Borrower will need to be a permanent staff with minimum of 1 month service. Applicants must be 19 years to 60 years old maximum at the end of loan tenure.
To view MBSB Personal Financing-i payment table, click below
MBSB or Malaysia Building Society Berhad is rather unique organization. This company is not a financial institution however it is given finance license by Malaysian government. Do remember that MBSB’s financial product is not under the jurisdiction of Bank Negara. MBSB offers a host of Islamic financial products and services. Whether you are planning to buy your dream home, to further your education or provide protection for your family, they have the appropriate options and solutions for you. MBSB also provides attractive returns on your deposits, allowing you to maximise your return on investments.