Pinjaman Peribadi Hong Leong

Logo Hong Leong Bank

Hong Leong Bank offers a personal loan that is unsecured which is calculated on a flat rate basis. Hong Leong Personal Loan starts from RM5,000 to RM250,000 and the financing tenure ranges from 24 – 84 months depending on the affordable monthly installment that best suits the borrowers

Features & Benefits of financing with Hong Leong:

  • Monthly installments as low as RM103.33
  • Fast approval within 48 hours
  • Flexible repayment tenure of up to 5 years
  • Minimum income eligibility of only RM24,000 per annum
  • No guarantor and no collateral

 

Affordable monthly installments

hongleong

What do I get from the product?

  • Loan amount: Min: RM5,000; Max: RM250,000 (On a campaign basis minimum Loan Amount may starts with RM1,000)
  • Prescribed Interest Rate: It ranges from 7% p.a. up to 13.5% p.a. The final Prescribed Interest Rate will be stated in the Repayment Schedule that will be given to you upon disbursement.Effective Interest Rate: It ranges from 12.38% to 24.82% depending on loan tenure.
  • Effective Interest Rate : It ranges from 12.38% to 24.82% depending on loan tenure
  • Tenure ranges from 2 to 7 years

 

Eligibility

Malaysian citizens only, aged between 21 to 60 years old and who earn a minimum annual income of RM24,000 per annum is eligible to apply for the loan.

 

For Salaried Earner, please prepare

  • Latest 3 months Salary Slip
  • EPF Statement dated within last 2 months
  • EA Form dated within last 12 months

 

For Self Employed, please prepare

  • Latest 3 months Company Bank Statement
  • Latest B/BE Form or EPF Statement
  • Business Registration
  • Important Information

 

Fees and Charges

There is a 0.5% of loan amount applies for each loan applied to stamp duties. A nominal fee of RM2.12 (equivalent to RM2.00 IBG fee and RM0.12 of 6% GST) will be charged on every Interbank GIRO (IBG) transaction. There are no processing fees and early settlement fees for the loan

(if applicable). Failure to fulfill obligations will have a penalty of late payment charges of 1% p.a. on the amount in arrears, causing total outstanding to increase. There will be a set-off any credit balance in any of your accounts maintained with us against any outstanding balance in this financing account. Legal action against you will be taken if you fail to respond to reminder notices. Legal action against you may affect your credit rating leading to credit being more difficult or expensive to you

 

The monthly installment payments can be made via the following channels:
  • Standing Instructions from your Hong Leong Bank / Hong Leong Islamic Bank Savings / Current Account;
  • Internet Banking (eg.: www.hongleongconnect.my);
  • ATM transfer into your loan account;
  • Cash and Cheque Deposit Machines; or
  • Go to Hong Leong’s nearest branch

Hong Leong Bank’s principal business activities cover the provision of retail loans, deposit products, wealth management and priority banking services to individuals. The principal business activities are in the provision of business banking solutions including working capital and term loans, deposit and liability management products, cash management and trade finance services as well as debt capital market solutions to businesses and companies.

  • February 20, 2017
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