Pinjaman Peribadi CIMB


CIMB Cash Plus
100% Disbursement. No additional charges imposed to the loan amount.
Flexible payment period of up to 5 years
Loan Amount offered from minimum RM 2,000 to RM 100,000
Individual applicant only
Aged between 21 and 58 years old
Minimum income of RM2,000 (basic + fixed income only)

CIMB Cash Plus is a loan package for personal use in Malaysia. This personal loan in unsecured and it requires no guarantor or collateral. It is a hassle free personal loan to achieve your goals and dreams. A borrower will be able to enjoy from RM 2,000 to RM 100,000 financing or a 8 times salary financing whichever that is lower. The amount loan will also be subjected to credit ratings. The minimum tenure would start from 1 to a maximum of 5 years.


Interest rates would depends on amount loan and borrower’s employment type. Basically, borrower will be able to enjoy better interest rates with higher loan amount. A borrower can enjoy up to 8.20% p.a flat interest rates with interest rates with RM 50,000 to RM 100,000 financing, 10.88% p.a. with RM 20,000 to RM 49,000 financing and 14.66% with RM 2,000 to RM 20,000 financing.

As for self employed, the interest rates for financing would be 14.66% p.a with RM 2,000 to RM 100,000 financing.


Fees & Charges

There will be a late payment penalty charge of 1.0% on the installments amount in arrears from overdue date. There are no charges for early settlement fee.



This loan is open to individual from 21 to 60 years old at the end of loan tenure. Applicants will need to have a minimum annual income of RM 24,000.


Documents required

Under employment

  • Most recent 1 month payslip for fixed income earner
  • Most recent 3 months payslip for variable income earner OR
  • Existing CIMB Payroll Customer minimum latest 3 months bank statement with AUTOPAYCAR or CREDIT ADVICE transaction or Transfer from Co Name OR
  • Minimum latest 6 months EPF record OR
  • Latest Form BE with LHDN payment receipt/ e-filing acknowledgement receipt OR
  • Latest EA form

Self-Employed – Private Limited Company:

  • Business registration i.e. Form 9, 24 & 49, SSM Search and
  • latest 6 month business bank statement;or
  • latest Borang B with LHDN payment receipt/e-filing acknowledgement receipt

Self employed – sole prop/partnership / limited liability partnership / small traders:

  • Trading license / Partnership agreement / SSM / Professional Practicing Certificate; and
  • latest 6 month business bank statement;or
  • latest 6 months personal bank statement (for sole prop/small traders only) or
  • latest Borang B with LHDN payment receipt / e-filing acknowledgement receipt

Note: For business income, the self-employed must own at least 20% of the shareholdings including Sdn Bhd and Partnership.


Other things to take note of the loan

  • This loan is not Islamic compliant
  • You get the exact amount you borrow with 100% Disbursement


The payment table for CIMB Cash Plus would be on the link below

Cash Plus personal loan repayment table (salaried)

  • February 20, 2017
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